We are hearing companies along with Republicans say that they the companies are going to have to switch workers to part-time due to Obama Care. The truth is, those companies who do not want to switch from their regular group insurance companies, they currently are using, can stay with their same company if they wish to. These are companies who commonly hire workers who are paid weekly or monthly salaries.
Any company who wishes to stay with their current insurance company may do so and not be effected by the changes of Obama care. The reason we are hearing Republicans and companies yell so loudly and so much miss-information has been given against Obama care is because if employees are paid hourly wages, some of the companies have never had to carry insurance coverage on their employees, in the past.
By not offering health care coverage to their hourly workers the rest of us who do have health care coverage have had to pick up the health care costs of those who did not have coverage in our own premium costs. The un-insured typically use the extreme high cost of hospital emergency room care over Dr. room visits and drive up the costs of our own health care costs, in the past.
Without coverage for pre-natal healthcare complications in the past we have had to pay exorbitant high costs for premature births and other complications due to the lack of pre-natal treatment in pregnant mothers, as well. If Companies did offer any kind of group coverage for hourly workers, the deductibles were so large that a normal family of four would never benefit from any use of insurance coverage short of an accident in the family, even though they were charged, just like the rest of us, for their premium costs at a decelerated rate for their ineffective health care coverage.
The main reason we are hearing so much negative press against Obama care by Republicans, Religious Leaders, and Companies who are claiming they will have to switch from full-time workers to part-time workers is because:
1. those companies who are going to have to offer health care to their workers who are paid hourly wages, when they never have had to before or what they offered before was worthless coverage, are not wanting to take away from their profits to offer effective health care to their workers
2. what these companies offered before, will now actually have to give effective health care coverage with a lower deductibles thus making the coverage actually more than worthless and also offer coverage for pre-existing conditions, The Insurance companies who have gotten by for years by pocketing these premium payments while not paying for health care costs will not be able to continue to do so
3. by using Obama care as an excuse or whipping post for companies to go to part-time workers over full-time workers, they can also avoid paying hourly workers increased minimum wage
4. Religious communities who believe in the cure of prayer over the use of medicine such as the 7th Day Adventists etc, or the Amish way over the English way, refuse to take out insurance even though we who pay premiums ultimately pay 100% of their health care costs when they can afford to pay for it but refuse medical treatment until it becomes an emergency status
5. States, Large Organizations, Big Business, Private Hospitals, Schools, and Cities who are currently being paid upwards of billions of dollars in incentives from stock options to tax incentives to provide health care to their employees, out of our premium costs, will all lose out on this free gratis money when employees are no longer restricted under Obama care to use employer insurance but instead are allowed to shop around for better group insurance with better coverage and lower deductibles
As the Republicans, Religious leaders, and employers blame Obama care for the shift from full-time to part-time work, none of us should be fooled by yet another ploy by others or companies to get around paying a fair days pay for the work being done. In another time of our history, when markets changed then the Companies offered training at their place of employment or paid for the training of its employees elsewhere.
Some companies are doing that today yet, and in some cases it is the employees themselves who are failing to take advantage of the training. Not all companies who have a record of working with their employees are part of the complaints being voiced against Obama care. It is the Companies who are hiding behind the excuse of Obama care and who hire primarily hourly wage workers while having never offered any thing other than only token to lousy insurance coverage in the past, who are the most vocal against Obama care. The Republicans are simply picking their complaints up while trying to convince the rest of us, that defunding Obama care is in our best interests.
Do not be fooled by any of the nonsense that is being played out in an effort to shut down government over Obama care, as only the Companies who are refusing to put their workers first, are the ones who are threatening to go to part-time over full-time due to Obama care.
No business who hires under 50 employees are even effected by Obama care, so any talk of small Mom and Pop stores being unfairly charged is just more of the lies that we hear by the Republicans and their allies rhetoric machine. Dropping employees from full-time to part-time has everything to do with getting out of paying or even broaching the subject of an increase in minimum wage, more than it does from Obama care.
Just as there are companies who are hiding behind the excuse of Obama care to charge higher premium costs while attempting to eliminate coverage or the inclusion of children and spouses there are companies who have offered better coverage for less cost through weight lost and smoking cessation. Many of these companies do feel they may have to drop employees for fear of being penalized for those companies who do not. Just like Social Security required dozens of revisions before an equitable plan was worked out the Obama administrations has allowed room for a delay while working out these problems in the meantime.
States and Companies who are interested in putting their workers first have been working with the Obama Administration to initiate the induction of the same over the past year with registration beginning Oct. 1 and Insurance under Obama care going into effect on Jan. 1. Anyone currently without Insurance can begin registering for affordable health care by Oct. 1 by going to healthcare.gov and registering. Nothing is changing that will add to unjust charges to the workers due to Obama care or to Mom and Pop stores other than an improvement in lower health care costs and better provisions for all of us, while taking the strain of premium costs off those of us who have previously been charged with the costs of those 40 million Americans who never had or could not get healthcare coverage due to pre-existing disease in the past.
Obama care is simply more of an equitable and just system for all of us, when everyone who can afford to help pay for the medical services we all get and use. Eventually every one of us along with our loved ones, will and do most assuredly use the services of Medical care, or die too young as a result of ignored treatment. If and when we refuse medical care or to carry health care insurance, we hamper our loved ones with an unnecessary burden, that we should all be honest enough to acknowledge. It has always been the law in all our States and considered a crime to let severely ill children suffer or die, needlessly, due to with-holding medical care despite Religious convictions or beliefs.
Obama care or affordable health care is not so complicated that the polls are showing that 70% of us do not understand it, as it is the first attempt ever made to reign in the costs of both premiums and health care for all Americans under retirement age in our Nation’s history. It just like Social Security before it will require adjustments as time and needs goes on.
Obama care is only complicated by those Republicans who are more concerned about the profits of Big business and the lobbyists who pay for their campaigns to make sure we are left confused and that we believe that Obama care is wrong. Those who refer to it as the Devil’s seed to make sure they are entitled to continued free health care, even though they can afford to pay, are simply immoral enough to believe we can pay for the medical care they receive. Either way we only need to remember to replace those politicians who will and do attempt to defund Obama care at the expense of shutting down of our government, at the election polls in all of our States in 2014 and 2016. Simple enough just like Obama care is simple enough.:)